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- Privacy Notice
- Does General Liability Cover Outdoor Dining and Patio Accidents?
- Quick Service Restaurants
- What’s the Difference Between General Liability and Professional Liability for Restaurants?
- Glossary
- Excess Liability
- Self-Insured Retention (SIR)
- Dining Room Liability
- Food Service Operations
- Reputation Management Coverage
- Comparative Negligence
- Exclusions
- Bodily Injury
- Slander
- Food Spoilage Coverage
- Reservation of Rights
- First-Party Claim
- Contents Coverage
- Slip and Fall Coverage
- Builder’s Risk Insurance
- Restaurant Employee Benefits
- Food Contamination Insurance
- Food Truck Insurance
- Subrogation
- Continuity Date
- Restaurant License and Permit Bond
- Business Income Insurance
- Food Poisoning Coverage
- Foreign Object in Food
- Third-Party Claim
- Business Owner’s Policy (BOP)
- Food Spoilage Insurance
- Contributory Negligence
- Restaurant Patron Safety
- Front-of-House Coverage
- Third-Party Liability
- Restaurant Signage Coverage
- General Each Occurrence Limit
- Cottage Food Law
- Ghost Kitchen Insurance
- Restroom Slip and Fall
- Coverage Limits
- Host Liquor Liability
- Health Department Violation
- Business Personal Property
- Underwriter
- Server Liability
- Indemnity Insurance
- Care, Custody or Control
- Uninsured/Underinsured Motorist Coverage
- Coverage Territory
- Hired and Non-Owned Auto
- Settlement
- Inland Marine Insurance
- Utility Interruption Coverage
- Incident Report
- Covered Loss
- Social Host Liability
- Liability
- Vandalism Coverage
- Insured
- Claim
- COVID-19 Business Interruption
- Spoilage from Power Outage
- Libel
- Waiver of Subrogation
- Insurer
- Crisis Management Coverage
- Claimant
- Liquor Liability Insurance
- Tenant Improvements and Betterments
- Workers’ Compensation Insurance
- Claims-Made Policy
- Customer Injury Liability
- Medical Payments Coverage
- Terrorism Coverage
- Key Person Insurance
- Wrongful Termination Coverage
- Cut and Laceration Coverage
- Named Insured
- Coinsurance
- Kidnap and Ransom (for high-profile establishments)
- Third-Party Delivery Service
- Commercial Kitchen Equipment Insurance
- Named Perils
- Cyber Extortion
- Commercial Auto Insurance
- Leasehold Improvements
- Valet Parking Liability
- Cooking Equipment Coverage
- Non-Owned Auto Liability
- Commercial Earthquake Insurance
- Cyber Liability Insurance
- Wage and Hour Claims
- Deep Fryer Coverage
- Occurrence
- Liquor License Bond
- Commercial Flood Insurance
- Waiting Period (Business Interruption)
- Cybercrime
- Fire Suppression System
- Occurrence-Based Policy
- Loss Control
- Workplace Violence Coverage
- Defense Costs
- Commercial General Liability (CGL)
- ACORD Certificate of Insurance
- Food Preparation Equipment
- Loss of Attraction
- Occupational Accident Insurance
- Dining Area Accidents
- Commercial Property Insurance
- Grease Fire Coverage
- Loss Prevention
- Personal and Advertising Injury
- Actual Cash Value (ACV)
- Commercial Umbrella Insurance
- Duty to Defend
- Kitchen Fire Insurance
- Policy Period
- Notice of Occurrence
- Additional Insured
- Damage to Premises Rented to You
- Employee Benefits Liability
- Premium
- Refrigeration Equipment Breakdown
- Occupational Disease Coverage
- Data Breach Insurance
- Admitted vs Non-Admitted Insurance Carriers
- Primary and Noncontributory
- Walk-in Cooler/Freezer Coverage
- Employee Dishonesty Coverage
- OSHA Violation Coverage
- Aggregate Limit
- Products-Completed Operations
- Declarations Page
- ADA Compliance Coverage
- Extended Period of Indemnity
- Food Contamination
- Outdoor Seating Coverage
- Products Liability Insurance
- Deductible
- Back-of-House Coverage
- Food Handler Certification
- Extra Expense Coverage
- Appraisal
- Over-Service Liability
- Proof of Loss
- Dram Shop Liability
- Fire and Smoke Damage
- Food Inventory Coverage
- Property Damage
- Pandemic Coverage
- Building Coverage
- Employment Practices Liability Insurance (EPLI)
- Arbitration
- Food Allergy Liability
- Food Product Liability
- Patio and Deck Coverage
- Quote
- Burn Injury Coverage
- Endorsement
- Food Safety Violation
- Food Contamination Claim
- Replacement Cost
- Personal Injury
- Business Income Loss Period
- Assault and Battery Coverage
- Equipment Breakdown Coverage
- Temperature Control System Failure
- Retroactive Date
- Food Delivery Insurance
- Premises Liability
- Chef Professional Liability
- Errors and Omissions (E&O)
- Risk Management
- Catering Insurance
- Blanket Insurance
- Food Recall Insurance
- Regulatory Compliance
- Communicable Disease Coverage
- Contact Us
- Fine Dining Establishments
- The Kitchen Sink
- Outdoor Dining & Patio Liability: Are You Actually Covered?
- Restaurant Types We Serve
- Insurance Coverages
- Business Owner’s Policy (BOP)
- Commercial Auto Insurance
- General Liability Insurance
- Property Insurance
- Workers’ Compensation Insurance
- Employment Practices Liability Insurance (EPLI)
- Liquor Liability Insurance
- Food Contamination Insurance
- Emerging Risks Coverage
- Insurance Advisory & Agent Partnership Services
- Can I Be Sued Personally If My Restaurant’s General Liability Isn’t Enough?
- About Us
- Bakeries & Pastry Shops
- Sitemap
- Catering Businesses
- Does General Liability Cover If a Customer Gets Hurt by Broken Glass?
- What If a Customer Claims They Got Sick From My Restaurant – Who Pays?
- What If Someone Gets Assaulted at My Restaurant – Does General Liability Cover It?
- Michigan Restaurant Insurance
- Slip and Fall Claims: The $50,000 Problem for Restaurants
- Why Do Some Venues Require Liability Coverage?
- How Much Should I Expect to Pay for Restaurant General Liability Insurance?
- Food Truck Insurance
- High-Liability Event Requirements: Why Some Venues Demand $4M+
- Full-Service Restaurants
- Home
- Franchise Restaurant Insurance
- Pizzeria Insurance
- Restaurant Group Insurance
- Coffee Shops & Cafes
- What Happens If a Customer Slips and Falls in My Restaurant?
- Customer Food Poisoning vs. General Liability: Coverage Gaps Exposed
- Does General Liability Insurance Cover Food Poisoning Claims?
- Do I Need Separate Product Liability If I Have General Liability?
- Ohio Restaurant Insurance
- Assault & Battery Claims: When General Liability Isn’t Enough
- Ghost Kitchens & Delivery Only Concepts
- How Much General Liability Coverage Do Restaurants Actually Need?