Restaurant Insurance Glossary
Plain-English definitions for every insurance term restaurant owners actually run into.
From dram shop liability to walk-in cooler coverage — 176 real terms, explained the way we'd explain them to a friend opening their first restaurant.
176 terms & definitions
A
B
C
- Care, Custody or Control
- Catering Insurance
- Chef Professional Liability
- Claim
- Claimant
- Claims-Made Policy
- Coinsurance
- Commercial Auto Insurance
- Commercial Earthquake Insurance
- Commercial Flood Insurance
- Commercial General Liability (CGL)
- Commercial Kitchen Equipment Insurance
- Commercial Property Insurance
- Commercial Umbrella Insurance
- Communicable Disease Coverage
- Comparative Negligence
- Contents Coverage
- Continuity Date
- Contributory Negligence
- Cooking Equipment Coverage
- Cottage Food Law
- Coverage Limits
- Coverage Territory
- Covered Loss
- COVID-19 Business Interruption
- Crisis Management Coverage
- Customer Injury Liability
- Cut and Laceration Coverage
- Cyber Extortion
- Cyber Liability Insurance
- Cybercrime
D
E
F
- Fire and Smoke Damage
- Fire Suppression System
- First-Party Claim
- Food Allergy Liability
- Food Contamination
- Food Contamination Claim
- Food Contamination Insurance
- Food Delivery Insurance
- Food Handler Certification
- Food Inventory Coverage
- Food Poisoning Coverage
- Food Preparation Equipment
- Food Product Liability
- Food Recall Insurance
- Food Safety Violation
- Food Service Operations
- Food Spoilage Coverage
- Food Spoilage Insurance
- Food Truck Insurance
- Foreign Object in Food
- Front-of-House Coverage
G
H
I
K
L
M
N
O
P
Q
R
S
T
U
V
W
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