What is Inland Marine Insurance?

Inland Marine Insurance is coverage for property that moves or is transportable, including equipment in transit, valuable papers, and property at temporary locations.

What You Need to Know

Despite the confusing name (it has nothing to do with boats), inland marine covers your property while in transit to catering events, equipment moved between locations, or valuable property like computers and POS systems that need broader coverage than standard property policies provide.

Why It Matters for Restaurant Owners

Catering operations require inland marine coverage—your standard property policy stops at your restaurant’s door. If you transport food, equipment, and supplies to events, you need coverage for those items in transit and at the event venue.

Multi-Location Coverage:

Similarly, if you rotate expensive equipment between multiple locations or have valuable property that needs blanket coverage, inland marine fills these gaps.

Catering Event Coverage Checklist

Document everything for proper inland marine coverage

Coverage Reminder
Your standard property insurance does NOT cover equipment and supplies once they leave your restaurant. Complete this checklist before every event to document your exposure and support insurance claims.
Event Information
Pre-Event Documentation
In Transit
At Event Venue
Post-Event / Breakdown
Checklist Completion
0 / 23
Pre-Event
0/5
Transit
0/4
At Venue
0/5
Post-Event
0/5