What is a declarations page?

The declarations page is the front page of your insurance policy that summarizes your coverage, showing the policyholder, coverage types, limits, deductibles, premium, and policy period.

What you need to know

This is your policy cheat sheet—a one-page summary of everything important. It’s what you’ll reference quickly to check your limits, find your policy number, or verify your deductible.

Why it matters for restaurant owners

Keep your declarations page easily accessible (saved on your phone or in your email). You’ll need it constantly—when filing claims, requesting certificates of insurance, renewing your policy, or shopping for better rates. Review it carefully at renewal to verify all information is correct and limits haven’t decreased without your knowledge.